I am constantly being told that it was much cheaper in relative terms to buy a first property in my youth than it is today. I refute this. I had no silver spoon, no money from parents, nothing.

My first flat cost £16K in 1981. 4 times my salary with 10% deposit. As I write this, the cheapest 1-bed flat in my area today is £130K with 10% deposit. That remains about 4 times the average wage. So what has changed?

I’m not saying it is easy for them but I was prepared to scrimp and save enough for a deposit. I don’t think this generation is. They refuse to go without holidays abroad, designer clothes, flash cars and socialising. The phase cake and eat it springs to mind.

The article I have linked to insists that property prices have gone up in proportion to salaries. My example above suggests otherwise but even if this is true living costs have gone down, especially food. Also, interest rates were much higher in the 80s. And the problem of jumping on the housing market is not recent, it goes back beyond the pandemic when they were virtually zero. They were moaning then.

A young couple I know tell me I had it easy back in the day, houses were virtually given away. They are surprised to learn I had to move 30+ miles away to get a start as the cheapest property in the area in which I was born and bred was 8 times my wage and unaffordable. The first mistake they make is to look at prices back then and think “that’s nothing” not realising we were earning a pittance. Their 2nd mistake is to scorn any notion of saving. Putting away even £100 a week would amount to a deposit on my above example within a few years, especially now with prices dropping. Give up Just Eat deliveries, costa coffees and the odd night out, buy good quality 2nd-hand clothes from charity shops and take staycations. Make just a few sacrifices and you’d be surprised at what you can achieve.

However, the MSM encourages people to wallow in self-pity, to create victims whilst upholding the myth that previous generations never had it so good. And this generation laps it all up.

Or do ISACers think I’m being too harsh? What do you think?

Sky news

Nominated by Lord Helpus.

I’ve just been sat on the Barrow train from Manchester Piccadilly.
(You must be a) lucky the trains were running and b) very rich – NA)

There was an Arab family also on said train. The 2 teenagers and 2 younger kids were running riot – screaming, shouting, talking loudly, playing audio without headphones – and, surprise surprise, the ‘parents’ refused to do anything about it.

Even when myself and other passengers bollocked both the kids AND the parents, they STILL kept behaving like wild animals.

Why is it that people from that part of the world can never manage to behave respectfully in public?

No link for this one I’m afraid admin – just the experience of a pissed of commuter.

Nominated by : OpinionatedCunt

 
It’s amazing how many businesses there are out there who ‘care’ about us. They’re really, really concerned about meeting the needs of the customer; that’s you and me. We know this for a fact because they constantly tell us so. Our satisfaction is their prime motivator.

You see it all the time in their company letterheads and logos, in their advertising, and on their vehicles. You see it in the pictures of their smiling telephone sales staff just dying to take your call, while you listen to their repeated message about how ‘your call is important to us’ as you wait on the line for 45 minutes desperate to get through to an actual human being. They demonstrate it when you arrange for a visit for 9am to look at your boiler, then they turn up at 2pm if you’re lucky. If not, you end up having to waste more time waiting in.

They’re sooooo anxious to give you the best possible deal. Take my car insurance company for example. My renewal quote came yesterday, in an envelope prominently marked ‘the insurance people who care’. They care so much that they’ve hiked my premium by a mere 34.5%, with a new ‘broker admin fee’ of £10 thrown in for good measure.

It’s all about looking after us, you see, putting our interests above all else. The bottom line means nothing to them, because they really do ‘care’.

Yeah right.

google

Nominated by Ron Knee.

I’m writing this in early August. I’m currently on holiday in Norfolk and suffering the effects of ‘global boiling’. In other words it’s 13C outside and it’s pissing down with rain. I need something to cheer me up.

But hold on, here’s a story to lighten my mood. It’s news from the Charles Darwin Institutue for Suicidal Stupidity. Today’s prizewinner is one Zhanna Samsonova, a vegan ‘social media influencer’ who extols the benefits of a fruit-only diet to her millions of brain-dead followers. Or rather she did, because the Russky mental has just croaked from a cholera-type infection brought on by malnutrition and exhaustion. At the age of 39.

Fortunately Zhanna’s passing will not be in vain, because many of her followers refuse to believe her death is a result of her frugivore (look it up) diet. Happily, therefore, we can look forward to many more vegans carrying on as before and winning Darwin awards in future.

And well I never, it’s just stopped raining.

Mirror

Nominated by Goerdie Twatt.

And in the spirit of a Darwinian cunting more from Sam Beau Below.

GT, you beat me to it!

However, I would like UN-cunt this nom.
Why? –

Because, as GT points out in his magnificent cunting, the cretin voluntarily removed herself (and hopefully other `followers`) from the human gene pool so as not to contaminate the rest of our collective DNA. As did the `daredevil` fuckwit xxx who also recently embedded himself in the ground after falling some 68 stories off a building in China …

Bing